For our hard money lending, you can expect the lowest interest rates amid any mortgage defaults, bankruptcies, foreclosures, or hair on the deal, we are looking forward to representing you!
90% OF PURCHASEWith hard money purchases, we can go up to 90% of the purchase and fund any rehab. If it’s a cash-out refinance or payoff, we fund up to 75% of the as-is value.
ADJUSTABLE CHOICESWe have 1, 2 & 4-year mortgage options, for hard money deals. Usually, we provide 1-year loans, interest-only, but can make exceptions if your cash needs are longer.
100% OF REMODELIf your property needs repairs, we can finance those costs as well. We know you need cash quickly, so the draws are seamless with little money down.
PRACTICE FRIENDLYIf you have experience in the real estate field by buying and selling properties, we can often further reduce your interest rate and provide higher LTVs.
NO PREPAYMENT PENALTIESDon’t know when you’ll get liquidity? No worries. We usually have no prepayment penalties, so you can pay off your loan any time in advance.
BAD CREDIT HISTORYWe generally have a 620 minimum credit score on hard money, but make exceptions. Bankruptcy proceedings, foreclosures, and late payments are okay!